Commercial Banking :

- Our Customers
ANB's Commercial Banking Division (CBD) was established in 2000 to offer Banking services to the midmarket segment which includes medium sized private entities involved in the different activities including Contracting , Trading , Manufacturing, and Services. ANB has realized the importance of this segment since it covers a wide range of entities which are involved in the different areas of the economic activity.

- Our structure
CBD has the mandate to be close to this growing segment, control the risk, and provide the best possible service. For that purpose CBD has been equipped with sound technical and professional human resources who manage clients relationship through three regional offices based in Riyadh, Jeddah and Dammam supported by the bank 116-branch network, which covers the entire Kingdom along with the network of Arab Bank world-wide. Each Relationship managers in the three regions is assigned a number of customer relationships to manager, where each customer communicates all needed services through the respective relationship manager who best knows his needs and can act towards providing him with services needed and help him out in providing good solutions and advice for his problems.

- Products & Services
CBD provides credit related services: overdraft and current accounts, revolving short-term and medium/ long term loans, discounted bills, bonding of all types, documentary letters of credit and acceptances, bills of collection and payment and Foreign exchange. In addition to the conventional banking products, ANB has started to put more emphasis on Islamic Banking Products, which are in compliance with the Sharia principals. Main products provided are Morabaha and Tawarruq. More products will be introduced soon. Tailor-made Islamic solutions that best fit the client's particular needs can also be made available as and when needed.

- What makes us different ?
Where all banks provide the above commercial banking services, what makes ANB different is its ability to be close to the clients, understand their needs, and act towards the fulfillment of those needs. CBD has adopted the concept of partnership with its clients, which is aimed at providing suitable solutions that cater to the particular needs of each of its customers.