Treasury :

The Treasury Department of Arab National Bank has been developed to meet the needs of our customers. As the international financial market grows ever more sophisticated and your requirements change, we offer you a full range of Treasury services at competitive prices.

We are committed to offering you a first class efficient service, together with the personal attention that has come to characterise Arab National Bank. This is well illustrated by the unique 24 hour trading service we provide to our customers here in Saudi Arabia.

Interest Rate Products (available in all major currencies) Time Deposit :

fixed period and fixed rate investment

Certificates Of Deposit (CD’s):

- liquid negotiable assets
- tradable in the secondary market
- all major bank CD’s readily available

Call Deposit :

- flexible Notice Period
- variable rate based on short term money market rates

Bond Repurchase Agreements (Repos):

- competitive rates of return
- excellent credit quality (Saudi Arabian Government Obligation)

Interest Rate Risk Management Forward Rate Agreements (FRA) :

- off balance sheet (no movement in notional principal)
- no premium payable
- forward protection against adverse movement in interest rates
- flexible contract periods, normally upto 2 years

Interest Rate Swaps(IRS):

- off balance sheet
- no premium payable
- a fixed rate against a floating rate investment or funding product
- major currencies quoted up to 5 years with longer periods possible
- floating rate payments tailored to suit individual cash flow requirements
- off balance sheet
- up front premium payable
- buyers do not require credit facilities
- quoted for periods up to 5 years (major currencies)
- caps guarantee the buyer a maximum funding cost at a chosen interest rate during the life of the deal
- floors guarantee the buyer a minimum investment yield at a chosen rate during the life of the deal
- collars limit the investment yield and the funding cost, thus resulting in reduced or eliminated premiums

Foreign Exchange Risk Management Spot/Forward/Outright Foreign Exchange

- comprehensive FX service offered in all traded currencies
- FX orders are taken and monitored according to your instructions
- charting & statistical information available on request
- daily and weekly treasury reports available

Foreign Exchange Options

- tailor made option to suit individual requirements
- available in all major currencies
- FX Option give the buyer the right but not the obligation to buy or sell a specific amount of currency at a specific rate, on or before a specific future date
- unwanted option can be re-sold for their residual value
- protection against adverse movements in exchange rates, while incorporating the ability to benefit from favorable market movements

Capital Markets (adaptable to meet your individual requirements) Saudi Government Development Bonds (SGDB)

- maturities from 2 to 5 years
- issued by SAMA (Saudi Arabian Monetary Agency) on a bi-weekly basis for a period of 2, 3, 4 and 5 years
- fixed earnings paid semi-annually
- liquid negotiable assets
- exempt from Zakat
- tradable in the secondary market
- attractive medium term investment opportunity
- secure guaranteed return over a fixed period, normally higher than money market deposits SGDBs require a minimum investment of SR50,000

Floating rate notice

- issued by SAMA on a weekly basis
- maturities from 4 weeks to 1 year
- tradable alternative to money market deposits

International Bonds (All major currencies)

- floating rate notes (FRN)
- eurobonds
- sovereign issues
- medium term notes (MTN)
- bonds require a minimum investment of SR50,000

Other Treasury Services Precious Metals

- spot and forward service offered in gold, silver and platinum
- deliverable and account trading
- global cover 24 hours a day

Financial Futures

- "Order Execution Service" on the world’s major futures exchanges

Margin Trading Accounts (MTA)

- a full range of currencies and precious metals that are tradable on a margin in basis

International Equities Service Stock & Index Options

- available in all US traded options
- stock and index options give the buyer the right but not the obligation to exercise his right to buy or sell, on before a specified date
- unwanted options can be re-sold for their residual value options give protection against adverse movements in price, while incorporating the ability to benefit from favorable market movements
- competitive block trading commission

Trading in International Stocks

- service offered on all major stock markets
- orders are taken and monitored according to your instructions technical and statistical information available upon request
- reports and research are available