(available in all major currencies):

anb’s Treasury offers the Bank’s customers a wide gamut of products and services – from the generic, such as deposits, foreign exchange trading, interest rate and commodity hedging products – to the exotic including options and futures based structured products and Asset Backed solutions.

In addition, to a fully fledged margin trading service, anb’s Treasury Group works closely with the Bank’s customers to offer tailor-made solutions for either their risk profile or specific business needs.

Time Deposits :

Certificates Of Deposit (CD’s):

• Liquid negotiable assets.
• Tradable in the secondary market.
• All major banks CD’s readily available.

Call Deposit:

• Flexible Notice Period.
• Variable rate based on short term money market rates.

Murabaha Deposits:

• Flexible Notice Period.
• Variable rate based on short term money market rates.

Services

Bond Repurchase Agreements (Repos):

• Competitive rates of return.
• Excellent credit quality (Saudi Arabian Government Obligation).

Interest Rates

Forward Rate Agreements (FRA):

• Off balance sheet (no movement in notional principal).
• No premium payable.
• Forward protection against adverse movement in interest rates.
• Flexible contract periods, normally up to 2 years.

Interest Rate Swaps (IRS):

• Off balance sheet.
• No premium payable.
• A fixed rate against a floating rate investment or funding product.
• Major currencies quoted up to 5 years with longer periods possible.
• Floating rate payments tailored to suit individual cash flow requirements.
• Up front premium payable.
• Buyers do not require credit facilities.
• Quoted for periods up to 5 years (major currencies).
• Caps guarantee the buyer a maximum funding cost at a chosen interest rate during the life of the deal.
• Floors guarantee the buyer a minimum investment yield at a chosen rate during the life of the deal.
• Collars limit the investment yield and the funding cost, thus resulting in reduced or eliminated premiums.

Foreign Exchange

arab national bank has established itself as a leading provider of a wide range of Treasury services including being one of the major market makers in foreign exchange in the region with a wide international network of correspondent relations across the globe.

Building on its initiative to become more “consumer-focused”, anb Treasury and particularly the FX business segment serves clients by offering high quality suite of foreign exchange products.

• Comprehensive FX service offered in all traded currencies.
• FX orders are taken and monitored according to your instructions.
• Charting & statistical information available on request.
• Daily and weekly treasury reports available.

Foreign Exchange Options

• Tailor made option to suit individual requirements.
• Available in all major currencies.
• FX Option give the buyer the right but not the obligation to buy or sell a specific amount of currency at a specific rate, on or before a specific future date.
• Unwanted option can be re-sold for their residual value.
• Protection against adverse movements in exchange rates, while incorporating the ability to benefit from favorable market movements.