Online acc opening
No annual fees
Merchants discount
Free cheque

ANB Silver program

ANB Silver Program is designed to meet your banking needs. It provides a range of products and services that enable you to manage your accounts with accuracy and flexibility.

It takes only a few minutes to open an account online.Then you will receive your debit card through courier wherever you are. You can also visit our 24 hour digital branches to print your card.  

  • Priority queuing at the branches.
  • Electronic services through ANB Mobile, ANB Net, Phone Banking, ATM & Interactive Teller Machine.
  • 25% discount on safe deposit box fees.
  • 25% discount on internal transfers "Sarie" fees.
  • ANB credit card with no annual fees when using it.*
  • Low-limit credit card.
  • Account is available in Saudi Riyal and main foreign currencies.
  • Opening savings and Al Ghad Al Mubarak accounts.
  • Free cheque book.


*When using SR1,000 for the first 3 months of issuance of the credit card, every year

  • PIN for secure shopping
  • NAQD service at POS terminals
  • Secure Online Shopping Click here.
  • ATHEER service: Purchase transaction, simply by waiving the card Click here.
  • Up to SR 40,000 POS and Online shopping daily purchase limit (upon request).
  • Merchant discount Click here
  • Easy and secure payment through Apple Pay and mada Pay
  • Click here for more details 
  • Free access to participating airport lounges (maximum 6 visits per year) click here 
  • Worldwide discounts and special promotions click here
  • Medical and legal referral 
  • Free purchase protection & extended warranty
  • PIN on cards for secure shopping
  • Secure ePay for online shopping click here
  • Easy Pay Program click here
  • ANB Rewards Program click here
  • Emergency cash disbursement​

View all credit cards

View details on cards terms, charges & fees

To become a member, one of the following requirements has to be met:

  • Maintain a 3-month average balance of SR 50,000 –  SR 100,000 or a monthly salary not less than SR 7,500 transferred to the bank.
  • If your 3-month average balance is SR 100,000 and above or your transferred salary exceeds SR 20,000 (SR15,000 for pensioners), you will  qualify for the ANB Gold program which offers additional benefits.


Terms and conditions apply

  • The Bank is exempted from disclosing to the cardholder any changes to the terms of the agreement relating to information about the services and optional benefits associated with the credit card agreement.
  • To view the product fees and APR click here

Arab National Bank provides a credit card advisory service. To benefit from this service please call 920001824. For inquiries, please call ANB Phone Banking  8001244141 / 00966112994000.