• Credit Cards

ANB credit cards Annual Percentage Rate has changed as per the following tables starting from 1st of April 2020.

Example for Platinum credit card with credit limit of SAR 10,000:

APR

Credit Card Purchase rate 

Minimum Repayment %

Months Until Balance Repaid *

35.50%

1.95 % Monthly

5%

76 months

40.42%

2.25% Monthly

82 months

44.65%

2.50% Monthly

88 months

 Note: The above figures are an example and subject to change based on the credit limit, employer and salary.

* The figures under (Months Until Balance Repaid) are subject to minimum monthly repayment, keeping in mind the compounded interest added each month.

 

  • Personal Finance

Loan/Finance Amount

Maturity

APR*

Monthly Repayment Amount

SR 300,000

5 Years

%3.54

SR 5,397.5

The above figures are an example and subject to change based on the credit history, employer, age, loan value, loan tenor, salary, etc..

To view other examples, please visit personal finance calculator page click here

 

  • Real Estate Finance

  1. (purchasing ready unit, self-construction and mortgage)
  • For customers purchasing the first house:

Property market value

Loan to value ratio

Fixed or variable rate

APR

Maturity

Payment type

Monthly repayment amount

Early payment charge

SR 500,000

90%

Fixed

7.29%

20 years

Principal & interest/profit

SR 3,854.16

Profit of 3 months Future Interests

The above figures are an example and subject to change based on the credit history, employer, age, loan value, loan tenor, salary, etc..

To view other examples, please visit real estate finance calculator page click here

  • For customers purchasing the second house:

Property market value

Loan to value ratio

Fixed or variable rate

APR

Maturity

Payment type

Monthly repayment amount

Early payment charge

SR 500,000

70%

Fixed

7.29%

20 years

Principal & interest/profit

SR 2,697.92

Profit of 3 months Future Interests

The above figures are an example and subject to change based on the credit history, employer, age, loan value, loan tenor, salary, etc..

To view other examples, please visit real estate finance calculator page click here

2. (units under construction)

Property market value

Loan to value ratio

Fixed or variable rate

APR

Maturity

Payment type

Monthly repayment amount

Early payment charge

SR 500,000

90%

Fixed

7.29%

20 years

Portion of the Profit only will be paid during the construction period

 

The Principal & interest/profit will be paid when the construction is completed

SR 3,468.75

Profit of 3 months Future Interests

The above figures are an example and subject to change based on the credit history, employer, age, loan value, loan tenor, salary, etc..

To view other examples, please visit real estate finance calculator page click here

 

  • Al Ghad Al Mubarak Account

Monthly Average Balance

Profit calculation

Profit payment

AER

Number of debit transactions permitted for earning profit

SR. 2,500 

Monthly

Half-Yearly

0.25%

2 per Month

SR  50,000

Monthly

Half Yearly

0.25%

2 per month

SR 100,000

Monthly

Half Yearly

0.25%

2 per month

The above figures are examples and the annual rate (AER) and number of debit transactions permitted for earning profit are subject to change based on the market conditions.

 

 

*Terms and Conditions Apply