Travel Guard
For you and your family
Table of benefits
|
INSURED EVENT
|
PLAN TYPE
|
|
PLATINUM
|
GOLD
|
SILVER
|
|
Section 1 - Personal Accident Benefits
|
Principal Sum Insured/Benefit
SR.562,500
|
Principal Sum Insured/Benefit
SR 93,750
|
Principal Sum Insured/Benefit
SR 93,750
|
|
Accidental Death
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
Not Covered
|
|
Accidental Death (Common Carrier Only)
|
Covered (does covered mean 100 % of sum assured?)
|
Covered
|
100% of the Principal Sum Insured
|
|
Permanent Partial Disability
|
% of the Principal Sum Insured as per scale in the policy document
|
% of the Principal Sum Insured as per scale in the policy document
|
Not Covered
|
|
Permanent Total Disability
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
Not Covered
|
|
Section 2 - Medical and Related Benefits
|
|
|
Emergency Medical Expenses (Accident & Sickness)
Deductible
|
SR 1,875,000
SR 375
|
SR 375,000
SR 375
|
SR 187,500
SR 375
|
|
Dental Expenses
Per Tooth
|
Included in Emergency Medical Expenses and up to a max of SR 3,750
SR 750
|
Included in Emergency Medical Expenses and up to a max of SR 3,750
SR 750
|
Included in Emergency Medical Expenses and up to a max of SR 3,750
SR 750
|
|
Emergency Medical Evacuation
|
Included in Emergency Medical Expenses
|
|
Section 3 - Travel Inconvenience Benefits
|
|
|
Baggage Loss (Common Carrier)
Per Bag
Per Item
|
SR 9,375
SR 4,688
SR 468
|
SR 3,750
SR 1,875
SR 188
|
Not Covered
|
|
Baggage Delay
Excess
|
SR 188 per hour up to SR 3,750
4 Hours
|
SR 188 per hour up to SR 1,875
4 Hours
|
Not Covered
|
|
Travel Delay
Excess ( can you please clarify)
|
SR 188 per hour up to SR 3,750
4 Hours
|
SR 188 per hour up to SR 1,875
4 Hours
|
Not Covered
|
|
Personal Liability
|
SR 3,750,000
|
SR 1,875,000
|
Not Covered
|
|
Repatriation of Remains
|
SR 37,500
|
SR 26,250
|
SR 18,750
|
|
Hijacking
|
SR 937 per hour up to SR 37,500
|
Not Covered
|
Not Covered
|
|
Emergency Family Travel
|
SR 9,375
|
Not Covered
|
Not Covered
|
|
Legal Fees
|
SR 18,750
|
Not Covered
|
Not Covered
|
|
Bail Bond
|
SR 37,500
|
Not Covered
|
Not Covered
|
|
Loss of Passport
|
SR 1,875
|
SR 1,125
|
Not Covered
|
|
Trip Cancellation or Curtailment
|
SR 18,750
|
SR 9,375
|
Not Covered
|
|
Missed Departure
|
SR 3,750
|
Not Covered
|
Not Covered
|
|
Assistance Department
|
Covered
|
Covered
|
Covered
|
|
Section 4 - Secure Wallet (Children Excluded)
|
|
|
|
|
Credit Card Fraud
Papers (Loss of documents excluding Passport)
Keys
Mugging
|
SR 3,750
SR 375
SR 375
SR 375
|
SR 1,875
Not Covered
Not Covered
Not Covered
|
Not Covered
Not Covered
Not Covered
Not Covered
|
|
Section 5 - Additional Optional Cover ages
(at additional cost):
Hazardous Sports Benefits
Terrorism Extension
Elder Extension up to 75 years
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Amount noted for the applicable cover above or SR 375,000 whichever is less
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Amount noted for the applicable cover above or SR 375,000 whichever is less
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Not Covered
Amounts noted for applicable covers above
|
TRAVEL GUARD PRICING
|
Individual Rates
|
Family Rates
|
Coverage
|
Platinum
|
Gold
|
Silver
|
Platinum
|
Gold
|
Silver
|
|
up to 7 days
|
SR 187
|
SR 100
|
SR 62
|
SR 402
|
SR 214
|
SR 133
|
|
up to 15 day
|
SR 242
|
SR 130
|
SR 84
|
SR 522
|
SR 281
|
SR 180
|
|
up to 30 days
|
SR 392
|
SR 197
|
SR 124
|
SR 842
|
SR 421
|
SR 269
|
|
up to 60 days
|
SR 477
|
SR 294
|
SR 187
|
SR 1,023
|
SR 632
|
SR 328
|
|
up to 90 days
|
SR 611
|
SR 409
|
SR 261
|
SR 1,314
|
SR 880
|
SR 456
|
|
Annual Multi- Trip (each trip up to 90 days of coverage)
|
SR 1022
|
SR 732
|
SR 467
|
SR 2,200
|
SR 1,574
|
SR 817
|
- Premiums are per trip (except annual multi trip)
- 50% discount for Children under 18 years (except for family plans)
- Family includes Insured Person, Spouse and 3 children
- 100% premium increase for Insured Persons aged 70-75 years on Silver Plan ONLY
- 100% premium increase for Hazardous Sports Benefits
Enjoy your trip with the most comprehensive travel protection around the world
Worldwide protection
- Easy claim process
- Personal emergency assistance with a 24-hour helpline +1-713-267-2525
Travel insurance for protecting you and your family
Travel Guard is your help at hand to ensure you can enjoy your international journeys. Even if your journey hits a bump in the road, it will be back on track in no time.
- - Three Schengen visa compliant customized plans: Platinum, Gold and Silver
- - Annual multi-trip policies for as low as SAR 1.28 per day if paid by annual premium
- - Individual and family packages
- - Coverage starting from the date of your departure and ending on the date of your return
- - Protection against travel delays, flight delays, loss of luggage, credit card fraud, theft, or lost and stolen documents
- - Coverage of medical expenses and hospitalization abroad, paid directly to the hospitals or clinics around the world
- - Shall you be unable to travel due to illness, you can claim for the ticket or hotel expenses paid
*Terms & conditions apply.
For more information, please contact us on:
Toll free: 800 124 4141
E-mail: ins@anb.com.sa
MetLife - AIG - ANB Cooperative Insurance Company
Al-Munajem Tower - King Fahad Road - Olaya District
P.O. Box: 56437, Riyadh 11554
Kingdom of Saudi Arabia
Tel.: +966 (11) 5109300
Fax: +966 (11) 5109396
Website: www.metlifeaiganb.com
Frequently Asked Questions