(a) Basic Use Requirements. To use Payment Wallet Application at POS devices with contactless capability, E commerce and for Apple Pay, you will need an eligible debit/prepaid card or a credit/prepaid card issued by the Arab National Bank, a device that meets the Service's system and compatibility requirements, which may change from time to time; working Internet access (It’s not necessary required in some cases); and compatible software. Your ability to use Payment Wallet and its performance may be affected by these factors. Ensuring the requirements to start using the app are met is your responsibility as a user.
(c) Getting Started. You may set up Payment Wallet using the application on your mobile device, After you have provided the requested information and attempted to add a Payment Instrument, will check both whether if your Payment Instrument is currently supported and whether the card itself is eligible to be used with the application, when adding it you will be required to confirm your identity using the mobile number registered with this issuer for this card.
Once you have done so and successfully added the Payment Instrument, Payment Wallet will store Virtual Account Number(s) representing your payment card's actual card number. This Virtual Account Number will be used for all in-store payment and E-Commerce transactions using Payment Wallet. Where your card supports multiple schemes there will be one Virtual Account Number associated with each scheme. The appearance of this Virtual Account Number will vary in any printed receipts collected by the mobile owner based on the agreements and technical specifications of the service referred to earlier in this document.
A debit, prepaid or credit card may be removed or deactivated from Payment Wallet Application on a given device and/ or become unusable with the Service if: (1) you delete it from Payment Wallet Application ; (2) you remove it as a payment method from your issuing bank; (3) you erase your mobile device using Device Manager; (4) you delete Payment Wallet Application; (5) you do not use Payment Wallet on the device for 24 consecutive months; and/or (6) your Payment Instrument's issuer or payment network instructs ANB to remove the Payment Instrument from Payment Wallet ; (7) your identity document is expired (8) other function-preventing causes
You agree by using Payment Wallet for your purchases, Arab National Bank reserves the right to amend these limits without prior declaration. Which enables you to store your Payment Instruments and transmit their information to merchants or transit providers, ANB will process transactions with such Payment Instruments, for disputes relating to payment transactions conducted using Payment Wallet, contact Arab National Bank or follow the appropriate merchant procedures adopted for claim submissions according to Saudi laws.