SME Internet-based Finance

A digital finance system enabling micro, small and medium enterprises and entrepreneurs to apply for credit facilities online, including short and long term finance, thru the bank’s digital gateway without the need to visit bank branches, based on direct electronic connectivity to streamline the applications submission, data uploading, approval securing and contracts execution mechanism in a swift, simple and secure manner.



  • Wide range of financing programs covering various business activities (e.g. inventory purchase, payment of accounts payable and payroll or business expansion).
  • Flexible repayment tenor ranging from 12 to 36 months. 
  • Applying online and application progress tracking at anytime thru the bank website.
  • Simple and streamlined digital contracts signature.
  • Display of preliminary finance amount.


Required Documents

  • Copy of commercial registration. 
  • Copy of the owner/partners/guarantor’s IDs. 
  • Copy of establishment last 12 months account statements. 
  • Copy of Memorandum of Association (if any).
  • Copy of establishment’s Nitaqat certificate.
  • Copy of audited financials (if any). 
  • Any other documents the bank may require.




  • For inquiries please call 8001244141
  • To view SME centers addresses click here
  • To view the prices, terms and conditions click here.
  • ANB terms and conditions apply.